Did you know you can get a homeowners insurance discount for having home security systems installed? When it comes to insurance for your home, you’re probably already paying plenty for coverage that you perhaps won’t ever need. But the more you do to convince your insurance company that your home is safer than it’s ever been, the more insurance company is willing to help you save money. Just about every homeowners insurance policy today gives a discount if you can prove you have monitored home security systems and other safeguards in your home.
How sophisticated Do Home Security Systems Have to Be?
If you don’t have a monitored home security system, you may not necessarily get the insurance discount you deserve. Here at All Island Security, you can be assured that our home security systems will qualify you for the maximum homeowners insurance discount allowed. It’s why you’ll easily get a discount through your insurance by choosing us.
Generally, you’ll receive a 10% discount off your monthly premium when you prove to your insurance company that your home security system is monitored. With burglaries being a prospectively expensive issue for home insurance companies, that 24/7 monitoring of your home assures them that your home is likely more safe than not.
Another Discount for Fire and Smoke Alarms
To take it one step further, most homeowner insurance policies will add an additional 5% off your premium if you install a smoke and fire alarm together with home security systems. We offer a smoke and fire alarm system as an accessory that will give you plenty of advantages. Using photoelectric technology, it alerts our central station when smoke is detected or when the temperature of your home goes above 135 degrees Fahrenheit and/or rises more than 15 degrees within 60 seconds.
When you add a smoke and fire alarm, that’s a possible 15% off your homeowners insurance premium by using installing home security systems.
At the same time, you’re going to have comprehensive protection that you won’t find anywhere else in the Long Island, New York area. We also offer other integrated alarm options with our home security systems to make your home even safer from human beings and natural disasters.
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